⚡ The low-ticket DIY downsell for credit repair companies · You set your own retail price
ALT Dispute Engine
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The low-ticket downsell for credit repair companies

Turn Every "I Can't Afford It" Into Recurring Revenue.

Not everyone can afford your done-for-you service. Instead of turning them away, hand them your own branded DIY app so they fix their own credit — for a low monthly price they'll say yes to. You keep the lead and bank recurring revenue. It's software, not a service you run.

See the engine work →

Works with ITIN holders, too — ask us how MyFreeScoreNow pulls their credit reports.

The opportunity

Turn Priced-Out Prospects Into Monthly Software Subscribers

Drag the sliders. This is recurring revenue — every month, on clients you already have.

$

Average DIY credit repair runs $45–$149/month — you set yours.

You set the price. Your wholesale cost is just $5/client per month.

Gross yearly revenue
$104,280
Net yearly revenue
$97,680
Net monthly revenue
$8,140
Plus MyFreeScoreNow
+$18,348/yr
≈ $13.90/mo per active client you enroll, on top of what you keep. MyFreeScoreNow commission based on their recommended $29.99 sale price.

Illustrative estimate, not a guarantee of earnings. Excludes your postage/letter costs and your own marketing.

Your dashboard — fills in as you drag
Active clients
110
You pay us $5/client/mo
$550
You keep / year
$97,680
You keep / month
$8,140
MyFreeScoreNow bonus+$1,529/mo
Your clients
Maria G.ActiveRound 3Deleted 11
James O.ActiveRound 2Deleted 6
Tanya R.ActiveRound 1Deleted 3

A live preview of the dashboard you run your business from.

Simple wholesale pricing

You Mark It Up. You Keep The Margin.

You set your own retail price — and keep the margin on every client, every month.

Setup
$197$397
one-time

Spin up your branded instance

Per active client
$5/user/mo

Only pay for clients you serve

Per letter mailed
$2.00/letter

Printing + postage handled

The margin is yours. Charge your clients $79/month and you keep the difference over the $5/client wholesale rate — every month, on every client. The more of your book you bring, the more you make.

Watch this first — 90 seconds

The Fastest Way To Understand This

Press play. Then run the engine yourself below.

A 30-second look at the whole journey — from upload to mailbox.

See Exactly What Your Client Experiences

Let's talk about the leads you're losing

You Turn Away The Clients Who Can't Pay. That's Recurring Revenue Walking Out.

For every client who signs your done-for-you program, several can't afford it — and you lose them. A low-ticket DIY app keeps them: they self-serve for a small monthly fee, fix their own credit, and stay in your world until they're ready for more. Your team never touches their file.

Capture, don't turn away

The prospects who balk at your price become paying subscribers instead of lost leads.

Recurring, hands-off

It's software — it bills every month and your team does none of the disputing. Margin on leads you already have.

It's software, not a CRO

Your client does their own credit repair in the app. You provide a tool — you don't operate as a credit-repair company on their behalf.

The product, not a pitch

Don't Take Our Word For It. Run It.

Live engine — real output

Watch a credit report become dispute letters

This runs the exact engine your clients would use — on a sample report, instantly. No sign-up. This is what you're reselling.

Everything included

A Full DIY Credit-Repair App, Branded As Yours

Your brand, your platform

Your logo, name, and colors across the whole platform your clients log into. Clients see you — quietly powered by Altered Tech Labs.

Your own domain

Go live instantly on your own branded web address, or connect your own domain when you're ready.

You set the price

Charge what you want. You keep the margin over the wholesale rate, on every client, every month.

The engine does the work

Report analysis, the right letter for every item, all three bureaus, round-over-round tracking. Your clients don't need to be credit experts — and neither do you.

Mail handled for you

Every letter prints and mails through us. You never touch a printer or a post office.

Live in minutes

Add your brand, colors, and price in a quick form — your white-label site is live. No setup calls, no developers.

From signup to live downsell

You Could Be Selling This Today

  1. 01

    Claim your white label

    Claim your spot and you're in.

  2. 02

    Brand it

    Logo, colors, name, your price — in a short form.

  3. 03

    Go live

    Your branded app spins up on its own address in minutes.

  4. 04

    Downsell your no's

    Offer the DIY app to every prospect who can't afford your full service.

FAQ

The Questions You're Already Asking

Do I need to be a credit expert?
No. It's software — your client uploads their report and the engine reads it, picks the right dispute, and writes every letter. They do their own credit repair; you just hand them the tool.
How do my clients pay me?
You set your own retail price and collect through your own payment processor. You pay Altered Tech Labs the wholesale rate; you keep the margin. We never sit between you and your client's money.
Won't this cannibalize my done-for-you sales?
No — it captures the people who were never going to buy your full program. It's a floor, not a discount: a paid landing spot for price-sensitive leads you'd otherwise lose, and a warm list you can upsell later.
Is this compliant?
This is self-service software, not a done-for-you service. The consumer runs their own disputes and signs their own letters — on this product you're not operating as a credit-repair organization. You're responsible for any registration your state requires; we keep the guardrails (authorization capture, no-guarantee language) in the product.
How fast can I launch?
Minutes. Pay, enter your brand and logo, and your branded app is live on its own address. No developers, no setup calls.
Zero risk

You've got nothing to lose

No long-term contract. Cancel anytime. And your clients are always 100% yours — we never get between you and your client.

No long-term contract
Cancel anytime
Your clients, your money

Stop Turning Away
The Clients You Can't Close.

Give price-sensitive prospects your branded DIY app, let them fix their own credit, and get paid every month for the leads you used to lose. Claim your white label.